Pet financing provides an affordable payment solution for purchasing a pet or emergencies, surgeries, routine care, and more. Pets grow to be some of the best friends we have in life. Most of us want to treat them like a family member but may have financial constraints. Pet financing allows you to put the best interest of your beloved pet, first. You can make the decisions that are best in the moment and worry about paying later. Whether you are at a veterinarian’s office or retail pet store you should ask what financing options they offer. Surprisingly, most companies do offer some kind of pet financing. Committed partners such as Lending USA make this possible. If your vet or pet store does not offer financing you can visit LendingUSA and discover a network of vets and pet stores that do offer financing. 

Yes, you can finance a pet. In fact, with pet prices rising it’s becoming more common to  finance a pet. When we say finance we do not mean use a credit card to purchase a pet but rather to use a pet loan. Pet loans usually have lower interest rates than credit cards, thus making them a better option in most cases. If you have been longing for a four-legged friend but unsure how to afford one, you should apply for pet financing. At LendingUSA you can get pre-qualified for a pet loan and connect with pet retailers that accept financing. If you are pre-approved for a pet loan you can take your new baby home today and make affordable monthly payments over time with interest. 

Pet financing and pet loans are basically the same thing. You can get a loan to buy a dog or use pet financing. Most dogs cost upwards of $1,000 plus tax and of course plenty of expenses to follow. 

Good and bad credit borrowers can qualify for pet financing. There are a variety of factors that are used when determining one’s eligibility for a pet loan. These factors usually include credit score, income, residence, debt-to-income ratio, on-time payment history, and so on. Most lenders prefer a credit score of 620 or higher. If you are unsure if you qualify for pet financing, you can apply at LendingUSA without affecting your credit score. If you have credit challenges but are able to qualify for pet financing, you should use the financing. Making on-time payments consistently and eventually paying off the loan can help boost your credit score.